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Looking back on 2006, bankruptcy filings went
down
nationally, due in large part to a stricter
federal law. In 2007, as we look ahead,
we face the reality that household debt is
still at a record high relative to income, according to recent Federal Reserve Bank
statistics. The answers to
these questions remain as important as ever...
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Are
you borrowing from one credit card to pay
another card?
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Are
you behind in your mortgage payments?
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Are
creditors calling you at home or work?
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Are
you supplementing your income by using
credit cards?
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Are
you considering a second mortgage or
refinancing a home loan so you can make
credit card payments?
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Are
financial worries hurting your
relationships or health?
One year after
bankruptcy law reform, many households
and small businesses continue to face difficult
financial
times and seek help
through debt
relief. Lakewood resident and
Cleveland attorney Claudia FitzGerald helps her clients identify
a solution. She
points out there are options for
consumers.
“In
my experience, people want to pay their
debts... if they can.” she says. “People
need help to see their way out. But
sometimes they wait until the stress is too
great before they get help. My goal is
to help my clients determine if
bankruptcy is appropriate for a fresh start or whether
alternatives to bankruptcy are better for
them.”
Claudia FitzGerald can be contacted by phone
at (216)
685-1269. Or email her by clicking
here for a free, no-obligation
initial
consultation.
Claudia P.
FitzGerald & Co., L.P.A. is a debt relief
agency.
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